If you own a business, you’ll want to have the best insurance coverage that’s worth every penny. We can offer you just that! Call us and inquire about your options.
With so many different types of insurance coverages for businesses, it can be confusing to try to determine which you absolutely have to have (because it’s mandated by law), which you would ideally have, and which you can do without.
If you live and/or work in the Franklin, Tennessee, area, you can count on Elite Insurance Solutions to give you all the business coverage you need and not a dollar of coverage you don’t. From small businesses to large corporations, we’ve got you—and so many of the things important to your business’ bottom line—covered.
Types of Business Coverage
Much of the decisions about what coverage is right for your business will depend on your industry and the risks associated with it. Your priorities—things like employee retention or loss prevention—will also guide your agent in creating the right insurance package for you.
Among the customized business coverages that Elite Insurance Solutions offers, you may want to carry a combination of any of the following:
The important thing is that your coverage is tailored specifically to your unique business and that you at the very least meet Tennessee’s business insurance requirements.
What Business Insurance Do You Have to Have in Tennessee?
Required by law:
Workers compensation is required by law to pay for employees’ medical expenses and missed wages if they are hurt on the job.
Unemployment insurance is also required by the state of Tennessee.
You probably also want to have:
Liability insurance will cover costs associated with claims of negligence and can help protect companies from expenses as the result of lawsuits, bodily injury, property damage, medical expenses, settlements, etc.
Property insurance will ensure the future of your business by protecting your investments in buildings, signs, furniture and equipment, inventory, fence and landscaping, etc.
Commercial auto insurance can cover any employees who may be driving company vehicles or traveling for work purposes. Visit DMV.org for more on commercial insurance requirements.
Have questions? We know your time is valuable. Elite Insurance Solutions can make the process of protecting your Tennessee business one that is both painless and reassuring.