Ask for These Auto Insurance Discounts

Our agents at Elite Insurance Solutions strive hard to save you as much money as possible on insurance policies. Fortunately for all of us, auto insurance policies offer many different kinds of discounts. Knowing what these discounts are can help you choose exactly which policy you want, and, of course, our agents are familiar with the auto insurance discounts available from different companies. Using our knowledge of these discounts, we can find as many as possible that will apply to you and your vehicle, which can save you hundreds of dollars on your auto insurance policy. We would like to share with you some of the auto insurance discounts that you can take advantage of if you qualify.


According to MarketWatch, the average American spends $762 on auto insurance every year. Of course, if you have a good driving record without any accidents or traffic violations, you will save money on your policy, but there are many other opportunities to lower the cost of your auto insurance. While some auto insurance discounts vary from state to state, the top five discounts that are the most common in every state are:

  1. Good Student – This discount applies to teenage drivers who receive good grades.
  2. Bundle Package – If you also buy your homeowner’s insurance from the same company, you can receive significant discounts on both policies.
  3. Upfront Payment – If you can pay off (or even pay a majority) your entire policy at the time of the initial purchase, many companies will offer you a discount.
  4. Marital Status – If you are married, this allows you a discount on your auto insurance policy.
  5. Driver Training Course – Taking a course in driver training can save you money on your policy.

While most of us are familiar with these discounts, there are more little-known auto insurance discounts that can also save you a significant amount of money every year:


If you drive under a specific amount of miles every year, you are eligible for a discount. Typically, the mileage amounts are 7,000, 10,000, and 12,500 miles.


Renewing your auto insurance policy seven to ten days (or earlier) ahead of schedule will save you money.


Many insurance companies offer discounts to those who have been customers for a year, 36 months, and/or 60 months.


If you own your own home, condo, or apartment, you can take advantage of this auto insurance discount.


Setting up an automatic bank transfer online to pay your auto insurance bills can give you a discount on your policy.


If your commute to work is under 15 miles or less, you have another chance to save money on your auto insurance.


Owning your car will save you more than if you lease your vehicle.


Few insurance companies offer this discount, but if you have your bachelor’s, master’s, or Ph.D., you can be eligible for saving some money with certain companies.

Want to know more about auto insurance discounts? Contact Elite Insurance Solutions today to speak with one of our agents about how you can save money on your auto insurance policy.

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