7 Benefits of Motorcycle Insurance

Why do you need motorcycle insurance? Even a cursory look at the National Highway Traffic Safety Administration’s gloomy reports on motorcycle-related deaths and injuries will quickly reveal that there’s great need for motorcycle insurance—or protection of any kind—to help ease the aftermath of a motorcycle crash.

If you live in Tennessee and are the owner of a touring bike, performance bike, cruiser, or ATV, we hope you will read through the most important benefits of motorcycle insurance and come to understand how invaluable they are.


  1.  You’ll be following the law. Motorcycle insurance is mandatory. Perhaps the best reason to get it is that you are required to by law.
  2.  You’ll get medical coverage in the event of injury in an accident. Motorcycle insurance will ensure that your financial stability isn’t wrecked if you are involved in a motorcycle accident that causes an injury.
  3.  You’ll have financial assistance in the event of damage to your motorcycle after an accident. Motorcycle insurance can help you avoid the exorbitant out-of-pocket costs that follow damage to your motorcycle or another driver’s property in an accident. Many policies include collision coverage that will cover the repair and replacement of motorcycles in the accident.
  4.  You’ll be protected in the event of theft, vandalism, or non-crash related damage to your motorcycle.
  5.  You’ll be protected in the event of natural disasters like floods and wind.
  6.  You’ll receive immediate help after an accident or in the event of a breakdown. Certain policies will offer you immediate roadside assistance, invaluable in the minutes after an accident of if your motorcycle has broken down. This should include towing to the nearest qualified repair facility as well as any necessary labor on site. Usually coverage extends also to trailers being towed by a motorcycle.
  7.  You may receive coverage for custom accessories and safety apparel.

For more about motorcycle insurance and motor-driven cycle and moped laws in Tennessee, visit Elite Insurance Solutions’ page dedicated to the subject. Elite Insurance Solutions offers the whole gamut of personal and business insurance coverage, including Auto, Boat, Life, and Health. If you live in Tennessee and want an insurance quote, we hope you will call our team of insurance veterans today. Reach us at 615-371-5400.

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